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A soft credit check is a type of inquiry that doesn't affect your credit s Credit inquiries can taint your score. Find out how a soft check impacts you. Elevate your Bankrate experience Get insider access to our best financial tools and content Elevate your Bankrate experience Get insider access to our best financ @WalletHub 03/09/18 First posted on 11/10/16 Last reviewed on 03/09/18 A soft credit check shows the same information as a hard inquiry. This includes your loans and lines of credit as well as their payment history and any collections accou Maybe you are considering moving in with your boyfriend, or maybe he's come around asking for a short-term loan. In either case, making a brash decision without the facts can be a big financial risk.
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